Nigeria mutual funds growth has skyrocketed, with total assets rising 92.6% in just one year as investors increasingly turn to pooled investment products. According to the Securities and Exchange Commission (SEC), the total Net Asset Value (NAV) of mutual funds reached N7.416 trillion on November 28, 2025, up from N3.850 trillion a year earlier.
The surge comes amid slowing inflation, which dropped to 14.45% in November from 16.05% in October, boosting confidence that interest rates may be cut early next year. Analysts say this makes mutual funds an increasingly attractive option for Nigerians seeking steady returns.
Money Market Funds dominate the sector, holding N4.552 trillion or 61% of total assets. Top performers included RT Briscoe Savings & Investment Fund with 24.34% returns, Page Money Market Fund at 22.54%, and STL Money Market Fund at 20.32%. Fixed Income Funds followed with N1.901 trillion, while Real Estate Investment Trusts (REITs) contributed N408 billion, representing 6.4% of the market.
David Adonri, Executive Vice Chairman at High Cap Securities, advised investors to focus on long-term strategies. “Markets can fluctuate, but staying invested allows your money to grow and offsets short-term swings,” he said. He added that spreading funds across different types of assets, including inflation-protected options like real estate and stocks, helps manage risk.
With Nigerians increasingly embracing mutual funds, the sector is proving to be a reliable avenue for wealth growth and protection against economic volatility.
